Do High Income Households Relocate To Avoid Taxes? by jhon o

Millionaires don’t flee from ‘millionaire’s taxes’, by jhon o:
When anyone brings up new taxes on the rich, the big objections is that such taxes end up being counterproductive because the rich simply flee to places that don’t tax them. ...
A few years ago, New Jersey instituted a tax that raised rates on those making more than $500,000. Predictably enough, some clever academics swooped in to test the prediction that all the rich folks would leave. So how’d it fare? Poorly:

The study found that the overall population of millionaires increased during the tax period. Some millionaires moved out, of course. But they were more than offset by the creation of new millionaires.

The study dug deeper to figure out whether the millionaires who were moving out did so because of the tax. As a control group, they used New Jersey residents who earned $200,000 to $500,000 — in other words, high-earners who weren’t subject to the tax. They found that the rate of out-migration among millionaires was in line with and rate of out-migration of submillionaires.  The tax rate, they concluded, had no measurable impact.

The study went on to conclude that “the policy effect is close to zero,” though if it exists for anyone, it’s for the over-65 crowd who live off their investments.

Beware! Female Sexual Desire Not Controlled Due excitant by jhon o

Do not accept drinks any given number of men you've just met. The possibility of beverages that contain sexual stimulation and allows rapists target the target they want. Reported by The Star on Thursday (28/04/2011), a number of stimulants in the form of powder is often used by men in Kuala Trengganu, Malaysia.
Beware, when you receive an offer of a drink from stranger

A man named E (25) says the drink is very dangerous for women because it can arouse sexual desire shortly after consumption. "A friend of mine gave the drink to the woman he knew. Approximately 15 minutes, the woman took her intercourse without the need to be asked, "said the man.



According to him, these drinks make women unconsciously gave herself to the rapist because it was filled with desire desire for sex.

High income, low net worth could doom retirement by jhon o

Have you ever thought that if you were making $100,000 or more it would be easy to save money? Apparently it isn't, even for people making upward of $250,000. There's no shortage of high-income earners who have relatively little net worth. 

t's not that they don't save; many max out their 401(k) plans religiously. But socking away $15,500, or $20,500 if they're eligible for catch-up contributions, annually isn't going to provide for their current lifestyle when they're retired.

"We've always referred to it in our practice as the 105 percent rule," says P.J. DiNuzzo, chief investment officer at DiNuzzo Investment Advisors in Beaver, Pa. "If they're making $100,000, they spend $105,000. If they're making $200,000, they're spending $210,000. They say they'll start making it up next year, and then next year turns into 10, 15 or 20 years down the road and they've wasted a tremendous opportunity to prepare for retirement."

The No. 1 reason earners in the $100,000 to $249,000 bracket give for slacking off on savings is that they need the money to pay bills, according to an HSBC Direct survey. And that would certainly seem to imply, as DiNuzzo indicates, they're living beyond their means.

Claimed household income

What prevents you from saving more? Select all that apply: I need to pay bills. I don't make enough money to make ends meet. Something unforeseen always comes up. I want some spending money. I don't feel the need to save. Other. Less than $25,000 56% 59% 26% 19% 4% 8% $25,000 - $49,999 62% 39% 28% 21% 4% 8% $50,000 - $74,999 53% 19% 30% 22% 4% 16% $75,000 - $99,999 53% 16% 31% 28% 1% 21% $100,000 - $149,000 56% 9% 28% 26% 6% 18% $150,000 - $199,000 53% 2% 25% 34% 0% 17% $200,000 - $249,000 58% 10% 9% 29% 7% 19% $250,000 + 34% 9% 25% 49% 0% 43% Prefer not to answer 46% 21% 28% 15% 4% 29%

Source: HSBC Direct

Spenders or savers?
Many of these high income earners who come up short at the savings game are entrepreneurs who excel at running a business or professionals who receive annual raises and bonuses that can mean a 10 percent annual increase in gross pay. They're bright, and it shouldn't be difficult for them to figure out that they're going to need a hefty nest egg to continue their lifestyle beyond their working years.

Michael Prebenda, senior vice president at HSBC Direct, says people have belief sets that guide them to be spenders or savers. "You'll find people with low incomes who save a large percentage of their income because they believe strongly in savings. People who aren't inclined to save can't visualize the need to save for something that's 10, 20 or 30 years down the road. It's not tangible.

"It's often quoted that in the U.S. we have a negative savings rate. That's driven by 70 percent of the population that's spending well in excess of their income annually and 30 percent of the population, roughly, that's saving a heck of a lot of money. It's that 30 percent who have a good feel for cash."

Roth IRA: Switch now, pay tax later by jhon o

Roth IRA: Switch now, pay tax later

People with incomes above $100,000 are now eligible to convert to this tax-beneficial IRA. And the new rules have something sweet for lower earners, too.

[Related content: retirement, IRA, 401k, financial planning, retirement planning]

By Kiplinger's Personal Finance MagazineUntil now, only taxpayers with incomes of $100,000 or less were permitted to convert a traditional retirement account to a Roth IRA. But the income-eligibility limit on Roth conversions disappeared Jan. 1, though income-eligibility limits on contributions remain in effect. That means that high earners, thanks to the Tax Increase Prevention and Reconciliation Act of 2005, can now hop on the tax-free retirement income gravy train.

Just in time

With federal budget deficits expected to top $9 trillion over the next 10 years, it's a safe bet that income taxes will increase to deal with the rising sea of red ink. Upper-income Americans are likely to bear the brunt of future tax hikes. That makes a compelling argument for converting assets in traditional individual retirement accounts, which will be fully taxed when you tap them in retirement, to tax-free Roths.

• Tax preparation tips and tools

The catch is that you must pay income taxes at your current rate on any amount you convert. Plus, if you're younger than 59 1/2, your Roth must be open at least five years before you can tap the converted amount penalty-free. The five-year rule does not apply to taxpayers older than 59 1/2. Once you reach that age, you can withdraw converted amounts from your Roth without penalty.
If you run through the entire converted amount and begin dipping into earnings before you pass the five-year point, the earnings would be taxed, though no penalty would apply if you're at least 59 1/2.

• Calculator: Should you convert?

No payments for a while

If you convert to a Roth in 2010, you're entitled to extra time to pay your taxes. Although you will be taxed on the entire amount you convert, you can spread out the payments, reporting half of the conversion on your 2011 tax return (due in April 2012) and the balance on your 2012 return (due in April 2013). That gives you a lot of time to come up with the cash to pay your tax. This is not an all-or-nothing deal. You can convert a portion of your IRA at any time and pay the taxes as you go. But the option to spread the tax bill over two years is available only if you convert in 2010.

More from MSN Money and Kiplinger

• 401k fixes for every age
• Reviving your retirement plan: What to do now
• Your 5-minute guide to retirement savings
• Tax-friendly places to retire
• How long can Social Security last?
• Repair, rebuild, retire

The sooner, the better

You owe taxes on the value of the IRA as of the conversion date. So making the switch early in 2010 will save you money if the account value continues to grow throughout the year.

IRAs: Roth versus traditional

And if the Roth's value declines later, there's a way out. You can convert the account back to a traditional IRA -- also known as a recharacterization -- without paying income tax. (See "4 steps to undo a Roth IRA conversion.")You have until Oct. 15, 2011, to make a final decision on any 2010 Roth conversion.

You could hedge your bets

You might divide the converted amounts among multiple Roth IRAs according to asset class. Say your stock funds soar but your bond funds tank. You end up with a bargain tax bill on the winning stock portfolio, and you can recharacterize the losing bond account without a tax liability.

Experts answer money questions

One note of caution: If you convert a large amount of money to a Roth, it could boost your taxable income substantially, and you might need to pay quarterly estimated tax in 2011 and 2012 to avoid an underpayment penalty.

No undo button

No need to worry that Congress will one day eliminate the tax-free Roth after you've paid your taxes. The taxes collected on Roth conversions are a moneymaker for the strapped U.S. government. If Congress were to kill the Roth, existing accounts would likely be grandfathered. Otherwise, lawmakers would face a taxpayer revolt.

Why Even High-Income Earners Are Not That Far From The Edge of Poverty by jhon o

Despite earning more than $100,000 in household income many people still feel that they are living month-to-month and that a loss of employment or medical emergency could easily move them from upper middle class to low income earners. This feeling of being on the “edge” of poverty, given the level of income, seems a bit ridiculous but it really comes down to bad financial habits, a lack of discipline and peer group pressures.

Many of these high income earners tend to be corporate or self-employed professionals and usually have a considerable advantage when it comes to making money. Thanks to managerial jobs, graduate level education backgrounds and stock portfolio’s, many command six figure incomes. In theory, these high incomes should make it easier to stay out of debt, save more, potentially take on some calculated risks in a fairly manageable way (if desired), and generally accumulate wealth more quickly. But is that what happens? No.

I know from past personal experience that I would have fallen into this group of poor-rich people, but thanks to improving my personal finance habits (this blog being evidence of that change) and having a long term savings/investment plan in place I was able to leverage my higher than average household income to actually create a much more stable future. But there are many reasons why those with ample earning power may feel on the edge of poverty.

- Keeping up with the Joneses. As a group high income workers are generally competing with each other. Both for career advancement and other materialistic items like the biggest house, best car or latest gadget. There is a perception in our society, correctly or incorrectly, that the more you earn the more you should spend. Look at those Wall Street workers as an example or the level of excess before the recent recession. Keeping up with the Joneses is an expensive proposition and unfortunately the cost of materialism eventually catches up.

- Easy Credit. Even in today’s tough economy, for those with six figure incomes credit is easy to come by. Credit companies may have cut back offerings to those in lower income brackets thanks to the recently enacted credit card reforms, but there seems to be little or no impact to high income earners who are heavily courted by premium credit card companies like American Express and Discover. The availability to this “easy” credit gives a false sense of security that makes these people spend way more than their incomes can afford. That is why they rack up credit card debt faster than average and thinking it would be easy and quick to pay off. But due to high interest rates and compound interest this theory is quickly debunked as the amount of debt grows much faster than income.

- No real budget. Many higher income earners feel like they are making lots of money now, and they believe that they will continue to make lots of money going forward. This may reduce their feeling that they need to watch their money carefully now. Hand-in-hand with that, many in this group probably believe that they are making more money than they really are— or said another way, the money they make will go farther than it really does. Many young professionals who are earn good incomes don’t come from particularly privileged backgrounds; and their reference point may be that they are making twice as much (or more) than their parents were – so they spend like that as well. They don’t factor in the effect of inflation over many years which means that the cost of living is much higher than in our parent’s generation. Further the more you earn the more you pay in taxes. Rather than focusing on after tax incomes, many high income earners only look at the top line figures. A $100,000 income after tax is only about $75,000 in real terms.

- Time Poor. Many professionals work long 60+ hour work weeks in stressful environments. The last thing they want to do is come home and deal with boring personal finance things such as budgeting, 401K plans, cutting coupons etc. I remember a few years ago my life was work-sleep-partying on the weekend and then back to work. This was exacerbated when kids came into the picture. Looking back this was a poor excuse to let my finances slip, but it happened as I am sure was the case for many other professionals.

- Speculating rather than investing : My portfolio had over 20 stocks that I bought without real purpose and truth to be told I think I lost much more money than I made investing (knowing what I know now, I called what I use to do speculating). I was just chasing the next stock rather then following some kind of investment strategy. Retirement was a far away thing and the thought of putting a away 10% of my pay check for 30 years seemed ridiculous. Sadly, after the tech boom I lost most of my investment portfolio and most of my savings with it.

How to get out of this rut to finally become financially stable?

In most cases it takes a certain adverse event or stark realization to turn one’s financial life around. For me the catalyst was getting laid off from work and realizing that I only had about one month of savings – despite having earned a six figure income for more than 2 years. One of the lowest points in my life ended up being the best thing that happen to me.

After this it takes focus, the desire to learn/improve and discipline to have the paradigm shift that allows one to become “financially savvy”. The road to financial freedom is not easy but the general steps to get out of debt and build a solid future are actually quite basic – save more than you spend and invest for the future. They key is having the right attitude and be willing to have the right habits (like being frugal is not being a cheapskate). I feel that I have come to terms with my personal finances and am much more in control of my financial destiny than I ever was. Sure the recession has knocked my investments off their intended target, but thanks to being well diversified, in time I’ll make back those losses and then some.

No matter how much earn, we can all fall for the same personal finance traps. The key for high income professionals is to ensure that they realize this, learn good personal finance habits and not waste the opportunity they have. After all if our parents and their generations could make it earning much less than $50,000 a year – why can’t we given all the resources we have.

If you liked this post and read more on the journey to financial freedom then consider subscribing (free) via Email or RSS to get latest articles delivered directly to you.

Budget: High income earners targeted by tax grab Chancellor announces a double blow to high flyers with 50 per cent income tax and personal allowance cuts by jhon o

Around 700,000 high earners will be hundreds of pounds worse off because of a hike in income tax to be introduced in April next year.

In a surprise move the Chancellor announced a change to the personal allowance which will mean that anyone earning over £112,950 will be around £3,000 worse off from April 2010.

In another blow to top earners, he announced that those earning over £150,000 will be taxed at 50 per cent from next April.

The change in the personal allowance alters a plan announced in November's pre-Budget report. At the time Alistair Darling said that taxpayers will suffer a reduction to their personal income tax allowance by £1 for every £2 of earnings above £100,000, up to a maximum of half the personal allowance. People earning more than £140,000 would suffer a further cut in the personal allowance until it was removed completely at £146,500.

In today's speech the Chancellor announced that the plan to take away the personal allowance will be simplified. The personal allowance will disappear at £1 for every £2 of earnings, with no floor.

That means the personal allowance will disappear completely for anyone earning £112,950 or over. Therefore, if the standard personal allowance in 2010 is £6,505 this will cost someone earning £113,000 a total of £2,602.

Together, the measures mean that someone earning £200,000 will be around £8,000 worse off.

Toby Ryland partner at Blick Rothenberg, the accountant, said:"Individuals earning over £100,000 will see significant income tax increases either through withdrawal of their tax free personal allowance or, for those earning, over £150,000 a 10 per cent increase in their income tax rate. It is not just the fat cats who will suffer, it is people like GP's and headteachers."

Who are the high income earners? by jhon o

From the New York Times this article, Lure of Great Wealth Affects Career Choices, caught my attention. It talks about a two-tier income stratum within professional jobs. Rather than earning the typical six-figure income under $400,000 there are people making millions due to:

. . . people [who] latched onto opportunities within their fields that offered significantly higher incomes [or] have moved to different, higher-paying fields — from academia to Wall Street, for example — and a growing number of entrepreneurs have seen windfalls tied largely to expanding financial markets, which draw on capital from around the world…Three decades ago, compensation among occupations differed far less than it does today.

Among these high income earners you can find:

• Partners in Hedge funds and private equity firms
• Real estate developers
• Lawyers
• Dot-com entrepreneurs
• Scientists/entrepreneurs who sell their discoveries
• Owners of ordinary businesses who sell them
• CEOs
• Wall Street investment bankers
• Sports stars and celebrities

and the children of the super-rich

High-Income Earners Targeted for Tax Hikes in 2010 Federal Budget by jhon o

As anticipated, the president’s proposed budget for 2010 presents substantial tax increases on upper-income individuals. The U.S. Department of the Treasury released details in the General Explanation of the Administration’s Fiscal Year 2010 Revenue Proposals, also referred to as the Green Book, on May 11, 2009.

The proposed tax increases are intended for single filers with more than $200,000 of taxable income and joint filers above $250,000. But according to Andy Biebl, tax principal with LarsonAllen, the fine print indicates these thresholds would be reduced by personal exemptions and standard deduction amounts. As a result, single filers above approximately $190,000 of income and joint filers above roughly $230,000 are those in the bull’s eye for the steep tax increases.

Proposed tax increases and impact on capital gains

In summary, the Green Book includes these proposed tax hikes aimed at high-income individuals:

• The previous top 1040 tax rates of 36 percent and 39.6 percent from the President Clinton era would be restored, effective in 2011. Currently, the top individual tax rates are 33 percent and 35 percent.
• Similarly, the top capital gain rate and tax rate applicable to dividends would move from 15 percent to 20 percent. This change would also be effective for tax years beginning in 2011.
• These upper-income filers would again face the full phaseout of personal exemptions and a 3 percent of excess adjusted gross income (AGI) phaseout of itemized deductions. The effect of each of these phaseouts is to add about 1 percent to the effective tax rate. As a result, high-bracket filers would face an actual top rate of about 42 percent rather than the publicized 39.6 percent.
• Itemized deductions, such as charitable contributions and home mortgage interest and taxes, would be limited to a 28 percent deduction rate, even though the income of upper-bracket filers is taxed at 36 percent or 39.6 percent.

	Current	Proposed
1040 tax rates	33% and 35%	36% and 39.6%
Capital gain rate and tax rate applicable to dividends	15%	20%
Personal exemptions and itemized deductions	Fully deductible as of 2010	Phaseouts brought back (upper-income filers lose deductions as income increases)
Itemized deductions (charity, taxes, interest, etc.)	Deductible at same rates as taxable income	Deducted at top rate of 28%, even if income at 36% or 39.6%

“The overall direction of the budget suggests that high-income earners should consider accelerating gain transactions and other income recognition into 2009 or 2010, ahead of these increases,” says Biebl. He considers the impact on long-term capital gains to be particularly compelling. “A capital gain taxed at 15 percent in 2009 or 2010 would avoid a one-third rate increase when capital gains move to 20 percent in 2011.”

Estate and gift taxes

Another significant provision concerns the estate and gift tax system. The present 2009 exemption of $3.5 million per estate, as well as the 45 percent tax rate on the excess, would be extended permanently. The Obama administration also proposes toughening rules with respect to valuation discounts.

Alternative minimum tax (AMT)

The president’s initial tax proposals included repeal of the AMT, which would be enacted as part of the ordinary rate increase aimed at upper-income filers. However, the latest proposal is to keep the AMT on the books but index the exemption for inflation. Thus, high-income filers in states with significant income taxes, as well as those with large real estate tax deductions, would continue to face pressure from the AMT.

How we can help

If you would like to explore income-acceleration tax strategies or have questions about these proposals, contact us. For more information on the proposed tax increases, access the Treasury’s Green Book.

What’s the Difference Between High-Income Earners and Low-Income Earners? by jhon o

In June, a user at Ask Metafilter wondered: What are the differences between someone who makes $100,000/year and someone who makes $30,000? As you might expect, this question generated a lot of discussion — all of it interesting.
Many commenters noted that, from their experience, high-income earners generally exhibited several of the following traits:

• They maintain a strong work ethic.
• They don’t watch the clock.
• They seek to improve their skills.
• They do quality work.
• They’re flexible and adaptable.
• They maintain a good social network.
• They possess self-confidence.

A few commenters noted that there are two other factors that absolutely play a role in how much a person earns. Chief among these is choice of profession. Even if you’re the best damn high school physics teacher in the world, you’ll still probably earn just $50,000 or so. (But if that gives you a fulfilling life, that’s probably worth more than a high salary.)
Hard work, etc. do not guarantee a higher salary — but they do improve the odds. A second oft-overlooked factor is luck. Chance. Happenstance. There’s no question that luck plays a role in how much a person is paid. But as I’ve argued in the past, in most cases luck is no accident. It’s possible to make your own luck — to a degree.
There are many great comments in the Ask Metafilter discussion, including a mention of a Platonic dialogue about wealth and economics. One of my favorite comments is from decathecting, who writes:

Lots of people make six figures, including plumbers, business managers, attorneys, high school principals, military officers, technicians, landlords, psychologists, and people in thousands of other professions. The common denominator is that they’ve figured out what they’re good at that other people are willing to pay them to do.

From my own experience, I know that while I was stagnant and uninterested in my career, my income was also stagnant. It wasn’t until I decided to take charge of my own life that my financial situation improved — including the amount I was earning.
I’ve seen the same in the lives of my friends. It’s easy to coast, to become complacent. But it’s important to remember that with incomes especially, nobody cares more about your money than you do. If you want to earn more, you must play an active role in obtaining the money.

Reminder: One way to improve your income is to learn how to negotiate your salary. Mastering this skill can make a huge difference in your lifetime earnings potential.

Finally, I want to note that a high salary is not the the panacea that many people believe it to be.
Sometimes the costs of a high income make the payoff less than you might expect. For example, I have a friend who is an attorney. He makes a fair amount of money. But he’s also burdened by outrageous student loans and business expenses. Though his income is high on paper, it’s actually rather modest after he’s paid for his necessities.
High income earners face another problem that prevents them from getting ahead: lifestyle inflation. Sure, that’s a nice problem to have, I suppose, but if you don’t learn to control your spending as your income increases, you’re not really much better off in the long run than somebody with half your salary.
Ultimately, I don’t know if it’s possible to say that there’s any one magic thing that leads one person to make more than another. Yes, hard work probably makes a difference. But so does luck. Have you noted a difference between the high-income earners in your life and the low-income earners? Is there a pattern? Or does it all seem rather arbitrary?
Addendum: I seem to have done a poor job of conveying my message today. I’m not trying to imply that “poor people are lazy” or anything of that nature. However, I do think there must be differences between high-income earners and low-income earners, that it’s not purely a matter of luck. So, what are these differences? It must be possible to have an intelligent conversation on this subject without being rude and without becoming defensive.

5 Rekor Dunia yang Dipecahkan Pada Pernikahan Kate-William by jhon o

pernikahan Pangeran William dan Kate Middleton diperkirakan akan disaksikan 1 milyar orang di seluruh dunia.

Gereja Westminster Abbey pada 29 April ini pasti akan terlihat makin megah dan gemerlap. Hal itu tak lain disebabkan oleh pernikahan paling dibicarakan abad ini, yaitu pernikahan Pangeran William dan Kate Middleton. Media memang telah berspekulasi mengenai detail dari upacara pernikahan ini. Bahkan, pihak Guinness World Records pun sudah memprediksi bahwa pasangan ini akan memecahkan beberapa rekor dunia untuk kategori pernikahan. Anda ingin tahu apa saja perkiraan mereka?

1. Penonton TV terbanyak. Sekitar 750 juta orang di 74 negara berbeda diperkirakan menonton pernikahan mewah Pangeran Charles dan Putri Diana pada 1981. Dengan berkembangnya media, dan obsesi masyarakat tentang pernikahan para selebriti, jelas pernikahan Pangeran William dan Kate Middleton akan disaksikan lebih banyak orang lagi. Diperkirakan 1 miliar orang akan memancang saluran televisi ke berita pernikahan ini.

2. Pasangan paling dicari. Pada era internet seperti sekarang, apa pun bisa dicari dengan meng-googling saja informasi yang diinginkan. Para penggemar pasangan ini dengan mudah akan menemukan informasi terkini tentang berbagai hal yang berkaitan dengan pernikahan selebriti. Saat ini, pasangan Khloe Kardashian dan Lamar Odom menempati urutan pertama pernikahan selebriti yang paling dicari. Kate dan William yang lebih dikenal di seluruh dunia tentu akan mengalahkan rekor Khloe ini.

3. Kue pernikahan terbesar. Dengan jumlah undangan yang begitu banyak, William dan Kate pasti membutuhkan kue pernikahan yang jauh lebih besar dan mewah. Rekor Guinness World untuk kue pernikahan terbesar saat ini adalah seberat 6,8 ton! Kue ini dibuat oleh para chef di Mohegan Sun, Connecticut, bukan untuk pernikahan keluarga kerajaan, melainkan untuk suatu pameran pernikahan pada 2004.

4. Potongan kue pernikahan termahal. Potongan kue pernikahan Duke dan Duchess of Windsor pada tahun 1937 berhasil terjual di balai lelang Sotheby’s pada 1998 dengan harga 29.900 dollar AS. Meskipun wedding fruit cakeWilliam dan Kate yang bertingkat-tingkat (akan disiapkan oleh desainer kue, Fiona Cairns) tidak mungkin akan dijual melalui eBay, jika berandai-andai, maka harga per potongnya pasti sangat mahal.

5. Gaun termewah atau tudung terpanjang? Banyak orang yang berspekulasi mengenai desainer pilihan Kate, dan gaya seperti apa yang diinginkan oleh perempuan 29 tahun ini. Namun, tidak seorang pun mengetahui secara persis bagaimana rupa gaun pernikahan Kate karena sampai saat ini gaun tersebut menjadi bagian yang paling dirahasiakan oleh kerajaan. Selain itu, memang tidak ada gaun yang memecahkan rekor secara keseluruhan.

Gaun paling “bling bling” yang pernah tercatat adalah yang dibuat dengan 43.000 kristal di Romania pada tahun 2010. Kerudung terpanjang pernah dikenakan pengantin Lebanon, Sandra Mechleb, pada 2009. Kerudung itu terhampar sepanjang 3,3 km.

Putri Diana sendiri memakai gaun dengan tudung kepala yang sangat panjang, 7,6 m. Namun, rekor dunia sampai sekarang masih dipegang oleh desainer Belanda, Lichel van den Ende, dengan tudung sepanjang 2,4 km.

10 Spesies Hewan yang Paling Sulit Ditemukan di Bumi by jhon o

Makhluk-makhluk ini berada di tempat-tempat tersembunyi seperti kedalaman laut atau gua yang sangat dalam. Hewan-hewan berikut ini mungkin bukan yang paling indah, tetapi mereka adalah jenis hewan yang paling sulit ditemukan di bumi.


10. Solenodon

Solendon adalah mamalia kecil yang berasal dari Kuba dan Hispanola. Makhluk ini sangat mirip dengan tikus, ia memiliki moncong panjang dan ekor bersisik. Namun, Solenodon memiliki moncong yang fleksibel sebagai kebalikan dari tikus kesturi.

Ciri khas lain dari hewan ini adalah bahwa hewan ini sangat beracun. Solenodon adalah satu-satunya mamalia yang dapat menyuntikkan mangsanya dengan bisa racun ular. Jadi yang terbaik adalah mundur jika Anda menemui makhluk ini, karena mereka akan jatuh lalu menggigit di atas topi Anda.



9. Kakapo

Kakapo adalah satu-satunya kakatua yang tak bisa terbang di planet ini. Sedangkan sepupu mereka melakukan perjalanan melalui udara, spesies ini memilih untuk berjalan kaki atau naik dari tempat satu ke tempat lainnya.

Burung ini dapat ditemukan di Selandia Baru dan sering disebut sebagai burung beo hantu. Makhluk ini mendapat julukan dari bentuk cakram bulu di sekitar mata. Burung beo ini juga ditetapkan sebagai burung beo terbesar dengan berat mencapai 8 kg.


8. Olm

Olm adalah amfibi yang berasal dari Eropa, terutama dapat ditemukan di Italia. Makhluk ini memiliki tubuh panjang berwarna putih, dengan empat kaki kecil. Sekilas terlihat sangat mirip dengan ular kecil.

Kadal ini menghabiskan hidupnya di gua-gua bawah tanah. Makhluk ini mempunyai mata yang tidak berkembang dan benar-benar buta. Walaupun Olm tidak dapat melihat bukan berarti tak berdaya. Olm mengkompensasi kekurangan penglihatan dengan pendengaran yang luar biasa dan indera penciuman.


7. Kelelawar Bumblebee

Kelelawar Bumblebee dapat ditemukan di gua-gua batu kapur, Tenggara Thailand dan Burma. Bumblebee dewasa panjangnya hanya satu inci dari kepala ke ekor. Kelelawar ini tumbuh dengan memiliki fitur lain yang membedakannya, yaitu moncongnya yang menyerupai moncong babi.


6. Ichthyophis Kohtaoensis

Ichthyophis Kohtaoensis adalah amfibi langka yang asli Kamboja, Laos dan Thailand. Makhluk ini memiliki tubuh seperti ular panjang dengan ekor runcing.

Reptil ini memiliki tubuh abu-abu gelap dengan perut kuning. Salah satu fitur yang membuat unik reptil ini adalah fakta bahwa ia memiliki dua otot yang mengontrol rahang.


5. Hiu berjumbai

Hiu berjumbai adalah sebuah keanehan di dunia hewan. Sampai abad ke-19 para peneliti berpikir hewan ini sudah mati bersama dinosaurus. Namun, ini terbukti tidak benar, karena beberapa nelayan pernah menangkapnya dan juga beberapa penemuan bangkai makhluk ini.

Hiu ini terlihat mirip dengan belut, ia memiliki tubuh memanjang. Hiu berjumbai memiliki kepala berbentuk segitiga dengan tubuh abu-abu panjang. Hiu ini tidak memiliki sirip punggung besar, berbeda dengan sebagian besar spesies hiu lainnya.


4. Monito Del Monte

Monito Del Monte adalah istilah Spanyol untuk "monyet kecil". Tapi nama ini menipu. Monito Del Monte sebenarnya adalah marsupial yang hidup di Chili dan Argentina.

Spesies mamalia ini dianggap punah lebih dari 11 juta tahun yang lalu. Namun, penjelajah modern menemukan makhluk ini di era modern.

Marsupial kecil ini memiliki tubuh tikus dengan bulu coklat dan besar, telinga runcing dan ekor panjang. Fitur yang membedakan hewan ini adalah matanya yang besar dan ia hidup di pohon-pohon di hutan hujan. Ekor panjang ini membantu ia untuk berayun dari cabang-cabang.


3. Addax

Jenis Kijang ini sedikit sekali ditemukan di gurun Sahara. Mereka terlihat seperti banyak spesies kijang lain, namun setelah pemeriksaan lebih lanjut mereka sebenarnya sangat berbeda. Spesies ini memiliki gigi persegi seperti sapi. Juga, tanduk pada spesies ini sangat panjang dan melengkung, sehingga memiliki julukan "Kijang Tanduk Sekrup".


2. Dugong

Dugong adalah hewan laut besar yang sangat menyerupai Manatee. Sementara makhluk-makhluk sejenis yang berada dalam keluarga yang sama disebut Sirenia, mereka berbeda dari Manatee.

Dugong dapat ditemukan di perairan utara Australia dan ke dalam wilayah Indio-Pasifik. Mamalia ini memiliki tubuh abu-abu panjang dengan dayung seperti sirip ke arah kepala.

Ekor hewan ini terlihat mirip dengan ekor lumba-lumba. Juga, makhluk ini memiliki mulut yang keluar di samping dan berada dalam posisi yang lebih berbalik ke bawah, sehingga mudah untuk memakan rumput di kehidupan vegetatif dasar laut.


1. Saola

Saola sejauh ini merupakan mamalia yang paling langka di Bumi. Makhluk ini adalah asli Vietnam dan Laos. Hewan ini tumbuh dengan tinggi sekitar 3 meter. Sekilas terlihat mirip dengan kambing.

Mamalia ini memiliki ekor kecil dan telinga panjang. Namun, hewan ini memiliki pola yang sangat berbeda dengan kambing. Ia memiliki bintik-bintik putih dan garis-garis pada wajahnya.

Membuat Miniatur Kota San Fransisco dari 100000 Tusuk Gigi by jhon o

After 35 years and 100,000 toothpicks, Scott Weaver completed this amazing sculpture of San Francisco he calls “Rolling Through the Bay.” We think Mr. Weaver wins.

The piece took Mr. Weaver over 3,000 hours, and as This Is Colossal notes, "The elaborate sculpture is comprised of multiple 'tours' that move pingpong balls through neighborhoods, historical locations, and iconic symbols of San Francisco."

And these aren't just any toothpicks you get at your neighborhood Italian restaurant. Weaver sourced these out from around the world. He says, "I have used different brands of toothpicks depending on what I am building. I also have many friends and family members that collect toothpicks in their travels for me. For example, some of the trees in Golden Gate Park are made from toothpicks from Kenya, Morocco, Spain, West Germany and Italy. The heart inside the Palace of Fine Arts is made out of toothpicks people threw at our wedding."

Skate Horse, Olahraga Baru yang unik dan extreme by jhon o

 

pasti dijamin seruuuuuuuu !!!!!!!!!!!!!

Selama in kita mengenal ski air, yaitu bermain ski sambil ditarik oleh perahuboat yang melaju kencang, sehingga si pemain ski air bisa melaju dengan kencang sambil menikmati sensasi adrenalin saat melaju. Tapi kini adalah olahraga baru yang hampir serupa dengan ski air, yaitu Skate kuda.

Prinsipnya sebenarnya sama, yaitu pemain skate ditarik, namun yang membedakan adalah penariknya, jika pada ski air penariknya adalah perahu boat, maka dslam olahraga unik ini, si penarik adalah kuda yang berlari kencang dengan kecepatan mencapai 50 km per jam.

Cara Unik Merayu Cewek Dengan Trik Sulap Sederhana by jhon o

Ane share metode favorit ane, merayu cewek pakai trik sulap romantis gan...selamat mencoba, semoga sukses ya

Spoiler for tahap pendekatan:

Deskripsi : Anda bisa menghilangkan koin di tangan anda, dan memunculkannya di pundak sang sukarelawan. Saya sangat menyukai trik ini, karena boleh dibilang sebagai trik "romantis" untuk pendekatan awal kepada lawan jenis.


Prosedur :

1. Anda harus menguasai teknik dasar sulap koin yang disebut "Classic Palm", di mana koin disembunyikan di bawah telapak tangan kanan yang terbuka. Berlatihlah untuk melakukan classic palm dengan sempurna, sehingga saat koin tersembunyi di bawah telapak tangan, anda tetap bisa menggerakkan kelima jari dengan rileks.

Spoiler for gambar:

2. Berdirilah di sebelah kiri penonton anda. Lempar koin dua-tiga kali dari tangan kiri ke tangan kanan. Saat koin berada di tangan kanan, lakukan classic palm. Berpura-puralah menjatuhkan koin di tangan kiri, namun tahan koin di tangan kanan dengan metode classic palm. Segeralah tutup tangan kiri sehingga penonton tidak sadar bahwa koin sebenarnya tidak ada di tangan kiri, melainkan di tangan kanan.

Spoiler for gambar:

Keterangan gambar : Koin ada di tangan kanan dalam posisi classic palm, tapi anda seolah-olah berakting bahwa koin ada di telapak tangan kiri

3. Arahkan pandangan mata anda ke tangan kiri, seolah-olah koin berada di sana. Ingat, arah pandangan mata sangat penting untung mensugesti sukarelawan bahwa koin benar-benar di tangan kiri. Lingkarkan tangan kanan anda ke pundak kanan sukarelawan sambil berkata, "Lihat tangan kiri saya, saya akan menghilangkan koin di tangan ini." Saat mengatakan kalimat di atas, pandangan mata anda harus tetap berada di tangan kiri.

Spoiler for gambar:

Keterangan gambar : Lingkarkan tangan anda ke pundak sukarelawan, dan jatuhkan koin di posisi yang aman.

4. Saat melingkarkan tangan kanan anda ke pundak sukarelawan, tempelkan tangan kanan anda dan jatuhkan koin di pundak sukarelawan. Pastikan agar koin mendarat di posisi aman sehingga tidak terjatuh. Turunkan tangan kanan anda, lambaikan di atas tangan kiri, buka kedua tangan, dan secara ajaib, koin di tangan anda menghilang. Tunggu beberapa saat, dan minta sang sukarelawan memeriksa pundak kanannya, dan ia pasti terkejut menemukan koin berada di sana.

Spoiler for gambar:

Contoh penampilan trik ini bisa anda lihat di awal video saya berikut :

Spoiler for video:

Catatan :

1. Seperti yang saya sebutkan di atas, trik ini sangat berguna dimanfaatkan untuk mendekati lawan jenis, karena ada sebuah momen romantis di mana anda melingkarkan tangan anda di pundak sukarelawan. Saat menyentuh lengan di pundak, berusahalah untuk memberikan sentuhan yang mantap, bersahabat, dan berkesan melindungi. Perhatikan juga respon penonton setelah anda memberikan sentuhan untuk menganalisa tindakan lebih lanjut yang harus diambil.

2. Jika anda berpikir trik ini hanya berhasil dimainkan di depan anak kecil anda salah besar. Jika teknik classic palm dikuasai dengan baik, kemampuan anda untuk mengalihkan perhatian dengan pandangan mata berjalan dengan sempurna, trik ini akan berhasil dimainkan di depan semua orang dari berbagai kategori usia. Bahkan saya berani mengatakan bahwa trik ini adalah salah satu sulap koin andalan saya karena sederhana, tanpa persiapan apapun, dan berefek luar biasa.